Raphael is Senior Manager of ERGO, International Competence Center Bancassurance (ICCB). He was born in Germany and lives currently in Vienna. Raphael has 15+ years of experience in the international banking, insurance, and financial service business with focus on business development, strategy, and consultancy. Since 2009, Raphael is working for ERGO Insurance Group.
Raphael studied at London South Bank University, UK, the Robert Gordon University Aberdeen, UK, and the University of Applied Sciences Mainz, Germany. He holds a degree in Business Economics and a Master of Science International Busines